Principal Protected Notes

BNS Nikkei 225 Index Deposit Notes, Series 1

Issuer:	The Bank of Nova Scotia
Issue Date:	July 22, 1999
Maturity Date:	July 22, 2009 – 10 yr term
Principal Payment:	100% Principal repayment if held to maturity
Variable Payment:	Variable Return, if any, linked to the performance of the Nikkei 225 Index (See Variable Return Calculation for more details)
Index:	N/A

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